Business owners operating eligible enterprises who can provide the required documents and demonstrate an ability to repay may apply. All applications are subject to assessment and approval.

We currently offer the Jikuze Loan, ranging from KSh 3,000 to KSh 20,000, and the Jikuze Plus Loan, ranging from KSh 20,000 to KSh 100,000. The amount approved depends on the application assessment.

You need a valid National ID, M-Pesa statements for the latest 3 months, evidence of your physical business premises and a completed loan application form.

Yes. A loans officer visits your business premises as part of the assessment process. This helps the company understand your business and evaluate your application.

Our target is to make a decision within 24 hours once the required documents are submitted and all necessary verification checks are completed satisfactorily. Some applications may take longer.

The applicable interest rate, fees, charges and repayment schedule will be communicated to you in your loan offer before you accept the facility. Contact our team for the current terms.

Your approved loan agreement will specify the repayment method, due dates and instalment amounts. Follow the official instructions provided by Finerate Ventures and retain your payment records.

Our products are designed primarily to support business financing needs. Applicants should clearly explain the intended business use of the funds, and the approved purpose will be reflected in the loan agreement.